Pre-Retirement Planning
Strategies

Retirement should be a time to savor life's rewards, pursue long-held dreams and enjoy clarity. Achieving this requires thoughtful planning and informed financial decisions in the years leading up to it. Whether you're envisioning exotic travels, starting a new hobby or simply relaxing with loved ones, preparing for retirement now can help ensure your future aligns with your aspirations.

Our Approach to Major Life Events

One of the most powerful tools in retirement planning is compound interest. The earlier you start saving and investing, the more time your money has to grow exponentially.

Check out this TED Talk video from our founder, Brad Ford, on the power of compound interest:


Key Takeaways:

Pay Yourself First

Automate contributions to your savings or retirement accounts. This helps ensure a consistent, painless habit

The Rule of 72

This simple formula helps you estimate how long it will take to double your money. Divide 72 by your investment's annual return rate—this shows the timeframe for growth.

Avoid Procrastination

The cost of waiting to start investing is high, as time is one of the most valuable factors for compounding returns.

Compound Interest Calculator

Visualize your potential savings with the NerdWallet Compound Interest Calculator.

This intuitive tool helps you see how small, consistent investments can grow into a sizable retirement fund. Enter your savings amount, interest rate and time horizon to get personalized projections that empower smarter decisions.

Ready to Take The Next Step?

For more information about any of our products and services, schedule a meeting today or register to attend a seminar.

Or give us a call at 812.474.6200.