Mature couple discussing expenses and managing household finances at home

Breaking Bad Financial Habits

Sep 2, 2026

Brad Ford explores the pitfalls of poor financial habits in retirement planning, focusing on the importance of laser focus, time management, and the value of a written plan. The episode encourages listeners to avoid procrastination, narrow their to-do lists, and set clear priorities to transform dreams into reality.

  • Narrow your focus to top financial priorities for better results.
  • Avoid procrastination: starting small is better than waiting for a “perfect” time.
  • Only 33% of Americans have a written plan—make sure you’re one of them.
  • A written plan gives direction and reduces emotional uncertainty.
  • Act now and seek help—getting started isn’t overwhelming.

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