Social Security COLA: What You Should Watch Out For
Sep 3, 2026
Guest Jacob Hall discusses the Cost of Living Adjustment (COLA) for Social Security, explaining why it often lags behind retirees’ real expenses. The segment covers how COLA is calculated, the erosion of purchasing power, and the uncertainty of Social Security’s future as the trust fund faces depletion. The hosts urge listeners not to rely solely on Social Security—even part-time work shouldn’t be counted on as a core income source.
- Social Security COLA is usually outpaced by real inflation, especially for retirees’ actual expense categories.
- The Social Security trust fund depletion date is moving closer; plan for reduced benefits in the future.
- Build retirement income streams you can control—don’t rely on work or Social Security alone.
- Now is the time to review your plan and maximize 401(k) and IRA savings.
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